Commercial auto insurance in Saskatchewan is an investment in protecting what you value most! So invest the time in exploring your options to make sure you find a solution that’s not only perfectly suited to your requirements but also available at a very reasonable price.
What is commercial auto insurance?
Commercial vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. Seems obvious, doesn’t it? But, seriously, knowing the difference between a personal auto insurance policy and a commercial auto policy (and when you need which) is important business—for your business. This type of business insurance covers a variety of vehicles. You may also have heard of this coverage referred to as commercial auto insurance, commercial car insurance, truck insurance, or fleet insurance.
Why do you need commercial auto insurance?
That’s a good question. Certain business usage and vehicle types may be excluded from personal policies. Why? Since personal auto policies were not meant for businesses, they are written and rated differently. More important to you—a business owner or manager— businesses often need the particular coverages found in a commercial auto insurance policy.
You May Need A Commercial Auto Policy If:
- You are using your vehicle to transport goods or people for a fee
- You use your vehicle to conduct a service
- You need higher limits of liability because of the nature of your work
- You are hauling a considerable weight in tools or equipment or towing a trailer used to conduct your business
- Employees operate the vehicle or if ownership is in the name of a corporation or partnership
Many business uses and vehicle types may be excluded from personal policies, so be sure you have the right coverage.
Commercial auto insurance protects your business by insuring the vehicles you use to get your employees or goods to customers. The road is a dangerous place to do business. And if you must travel that road every day to make a living the more at risk your business is of experiencing financial loss due to an auto accident. With SGI CANADA commercial auto insurance, you can increase your liability limits and even be covered for damage to vehicles you don’t own. Commercial auto insurance can protect you from loss and help mitigate costs to your business if a loss occurs. So whether you are more likely to experience physical damage to your commercial vehicles or you are at risk of being liable for damage to property or personal injury of another person, SGI CANADA‘s commercial auto insurance can help protect you.
Contact us for a quote!